Daniel Kim
Senior Editor, Credit Card Rewards
Daniel leads editorial coverage of credit card rewards programs at eReward. His analysis focuses on transferable points, conservative cents-per-point valuations, and the math behind sign-up bonuses versus annual fees.
Articles by Daniel Kim
Your First Rewards Card in 2026: A Beginner's Guide
New to rewards? We explain how to choose your first card in 2026, why paying in full matters most, and which simple cards make the best starting points.
Hilton Honors in 2026: A Certificate-Driven Program
Hilton points are worth just 0.4-0.5 cents in 2026, but free-night certificates and easy earning change the math. We analyze the program and the Aspire card honestly.
IHG One Rewards in 2026: Low Value, High Volume
IHG points value just 0.5 cents in 2026, but the program earns them fast and offers a fourth-night-free benefit. We analyze where IHG fits, based on published terms.
How to Book Award Flights to Europe in 2026
A step-by-step 2026 guide to booking award flights to Europe: earning the right points, finding availability with the best tools, and confirming before you transfer.
Chase Sapphire Preferred in 2026: An Editorial Analysis
We analyze the Chase Sapphire Preferred's published earn rates, $95 fee, transfer partners, and the 2026 program changes that affect its value proposition.
About eReward's editorial process: Our content is produced through analysis of publicly available product terms, industry data from regulatory bodies, and aggregated user reports from public forums. We do not provide personalized financial, legal, or tax advice. Always consult a qualified professional before making decisions based on our content.