Financial Planning

The Amex Platinum's fee jumped to $895 in the 2025 refresh. We analyze its credit stack, lounge access, and who can actually offset the fee…

United's April 2026 overhaul ties mileage earning to holding a co-branded card. We analyze what changed, who wins, who loses, and how to ad…

The Southwest Companion Pass lets a companion fly with you for just taxes. We explain the 135,000-point 2026 requirement, the calendar rese…

Hotel elite status promises upgrades and breakfast, but the breakeven has worsened. We analyze when status is worth chasing in 2026 and whe…

Hilton points are worth just 0.4-0.5 cents in 2026, but free-night certificates and easy earning change the math. We analyze the program an…

We compare the four major transferable-points programs in 2026 on partner quality, hotel value, and valuations. Each wins for a different r…

Marriott Bonvoy points average 0.7-0.8 cents in 2026 under dynamic pricing. We analyze where value survives, the 5th-night-free math, and t…

Bilt retired its original card and launched three Cardless cards in 2026, now earning on mortgages too. We analyze the Blue, Obsidian, and …

A step-by-step 2026 guide to booking award flights to Europe: earning the right points, finding availability with the best tools, and confi…

While rivals changed earning rules in 2026, American kept AAdvantage award levels unchanged. We analyze why its miles still value well and …

A running record of 2026 loyalty devaluations: Hyatt's May chart change, airline earning-rule shifts, and what the $11B+ points liability m…

We analyze the Chase Sapphire Preferred's published earn rates, $95 fee, transfer partners, and the 2026 program changes that affect its va…