Sophie Laurent
Editor, Program Reviews
Sophie covers single-program deep dives at eReward, analyzing major rewards programs against published terms, transfer ratios, and recent program changes from official sources.
Articles by Sophie Laurent
Premium vs Mid-Tier Cards: Which Is Right in 2026?
Premium cards now run $795-$895 while mid-tier cards hold near $95-$395. We analyze the 2026 fee gap and how to decide which tier actually fits your spending.
The Southwest Companion Pass in 2026, Explained
The Southwest Companion Pass lets a companion fly with you for just taxes. We explain the 135,000-point 2026 requirement, the calendar reset, and earning strategy.
Chase vs Amex vs Capital One vs Citi Points in 2026
We compare the four major transferable-points programs in 2026 on partner quality, hotel value, and valuations. Each wins for a different redemption goal.
Marriott Bonvoy in 2026: A Dynamic-Pricing Deep Dive
Marriott Bonvoy points average 0.7-0.8 cents in 2026 under dynamic pricing. We analyze where value survives, the 5th-night-free math, and the 2026 certificate change.
Stacking Shopping Portals With Credit Cards in 2026
Shopping portals like Rakuten stack on top of credit card rewards and store sales. We explain how layering works in 2026 and where the real value is, with honest math.
What Are Transferable Points? A 2026 Explainer
Transferable points from Chase, Amex, Capital One and Citi convert to airline and hotel partners. We explain how they work and why flexibility matters more in 2026.
About eReward's editorial process: Our content is produced through analysis of publicly available product terms, industry data from regulatory bodies, and aggregated user reports from public forums. We do not provide personalized financial, legal, or tax advice. Always consult a qualified professional before making decisions based on our content.